The Consumer Financial Protection Bureau, the bureaucratic brainchild of Sen. Elizabeth Warren (D-MA), has become a textbook ...

Open banking is changing the way finance providers assess credit and lending applications. It allows banks and lenders to access real-time financial data from customers, giving them a clearer picture ...

America’s financial system has always thrived on a delicate balance between innovation and security, freedom and fairness, ...

The CFPB recently published an Advance Notice of Proposed Rulemaking (ANPR) to reconsider four key issues related to its “Personal Financial Data Rights” rules, which were finalized at the end of 2024 ...

Anyone who has attempted to import multiple sets of data into a spreadsheet knows how important it is for shared datasets to have common formatting standards. What's true for Microsoft Excel is even ...

A rapid transformation in consumer finance is being brought about by open banking—a pivotal innovation that allows consumers to give third parties real-time access to their detailed financial data.

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Big banks challenge open banking rules and block digital asset access. Clear guidelines can protect innovation and consumer choice. Consumer data ownership will determine America’s fintech leadership.

Banks and fintechs aired their arguments regarding the federal agency’s proposed revision of a rule on sharing consumer data.

Dave Glaser is Dwolla's CEO. He has over 20 years of experience driving industry innovations and successful payment operations strategies. Every disconnected payment system in your enterprise stack is ...

The Open Banking opportunity is super-sized in the US. What’s the market size and how do we best access it? What are the gotcha’s? What do we need to know…? To answer these questions and many more ...

Recently, JPMorgan Chase announced a shift in how it manages access to consumer banking data, introducing new data access fees for third-party aggregators. While the move focuses on infrastructure ...