When it comes to retirement savings you have, essentially, three phases: saving, distribution and estate. Your saving phase ...

I have always said that asset accumulation is easy but the true difficulty is in asset distribution. There is no single plan ...

Most people are told to invest aggressively when retirement is many years away. A big reason I insist on keeping cash on hand ...

Retirement accounts like a 401(k) or IRA come with some big advantages. Perhaps the most attractive benefit of these accounts is you can defer your taxes until retirement. Doing so could give you more ...

You have to start taking required minimum distributions once you turn 73. You don't have to spend your RMD; you can reinvest it or give it to charity. Using these strategies can help you get more bang ...

When you think about retirement, what comes to mind? Is it the excitement of endless vacations and hobbies, or the nagging worry about running out of money? Regardless of which direction your initial ...

The retirement industry can still make big strides to help participants realize tax-advantaged strategies when taking plan ...

Tax-advantaged retirement accounts require mandatory withdrawals beginning at age 73, creating substantial tax liabilities ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. You worked hard for your money all your life so keeping ...

The federal government imposes required minimum distributions on most tax-deferred retirement accounts once you reach a certain age. You can reinvest the amount you're required to take out from your ...