As of October 15, 2025, the average home equity loan rate is 8.13%, according to Bankrate’s regular survey of rates. The ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Many households being asset-rich yet cash-poor, having potentially millions trapped in home equity while everyday costs rise ...

You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.

To better improve their chances of HELOC borrowing success, then, it may help homeowners to know the smart ways to use the ...

If you’re looking for flexible cash to bridge seasonality, land a contract, or fund a strategic pivot, you’ve probably looked into tapping home equity and are wondering whether it’s the right choice.

While inflation may have cooled in April and in the months prior, the federal funds rate remains high and on pause, perhaps longer than many had anticipated. This has, in part, caused interest rates ...

Home equity is the portion of a house that the homeowner holds outright — the difference between the house's value and the total amount they owe on the home. As their equity increases, homeowners can ...

A home equity line of credit (HELOC) is a financial tool that allows homeowners to leverage the equity in their home.

Your love is all I need. Beautiful and happy senior couple holding hands and smiling while spending time together outdoors. Family. Love concept. Happy moments ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. A home equity loan allows you to access the ownership stake you've built in your home to accomplish your financial goals. Home ...